Affordable Medical Access: How to Get Affordable Healthcare Without Insurance

Affordable Medical Access gives families unlimited 24/7 virtual urgent care and mental health counseling for a flat $15.95 per month, with no insurance required. This page answers the most common questions about how it works, who it is for, and how to get started.

What is Affordable Medical Access?

Affordable Medical Access is a $15.95/month telemedicine membership that gives your whole family unlimited 24/7 access to board-certified doctors and licensed mental health therapists. There is no insurance required, no co-pays, and no hidden fees. Clinical care is powered by Lyric Health and enrollment is processed securely through Stripe.

Where can I find affordable medical access or affordable healthcare?

You can get affordable healthcare without insurance through Affordable Medical Access at affordablemedicalaccess.com for $15.95 per month. The plan covers unlimited virtual urgent care and behavioral health for the primary member plus up to seven additional household members — up to eight people under one flat monthly rate.

How much does it cost?

Affordable Medical Access costs $15.95 per month as a flat rate. There are no deductibles, no consultation fees, and no surprise bills. The single monthly price covers the whole household.

Do I need health insurance to use it?

No, you do not need health insurance to use Affordable Medical Access. The membership is designed specifically for people who are uninsured, underinsured, or simply want affordable care without dealing with insurance, deductibles, or co-pays.

Who is covered under one plan?

One $15.95/month subscription covers you plus up to seven additional household members, for a total of up to eight people. Everyone in the household gets the same unlimited access to virtual urgent care and mental health counseling.

What conditions can be treated?

Lyric Health’s board-certified providers treat over 85% of the common conditions typically seen in an ER, from the comfort of home. Covered conditions include respiratory issues (allergies, asthma, bronchitis, colds, flu, sinus infections, sore throat), digestive issues (constipation, diarrhea, heartburn, nausea), skin conditions (rashes, infections, shingles, pink eye, small wounds), general concerns (fever, headaches, UTIs, joint pain, sports injuries), pediatric care and COVID-19, and second opinions.

Is mental health counseling included?

Yes, behavioral health counseling is fully included at no extra cost. You can speak with licensed therapists for stress, anxiety, and depression with $0 co-pays and no referral needed.

Is it available in my area?

Affordable Medical Access is available exclusively to residents of the 50 United States and Puerto Rico. Care is delivered virtually, so you can connect from anywhere on any device. English- and Spanish-speaking doctors are available 24/7.

How do I sign up?

To enroll, visit affordablemedicalaccess.com and click “Enroll Now.” Enrollment is processed securely through Stripe, and your family’s coverage begins right away, giving you 24/7 access to virtual care.

How is this different from going to urgent care or the ER?

Affordable Medical Access lets you skip the waiting rooms and surprise bills of urgent care and the ER. Instead of driving to a clinic and paying high fees, you connect with a board-certified doctor online in minutes, day or night, for one predictable $15.95 monthly price.

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